News Paytm Credit Card: A Smart Way to Manage Your Finances

If you are looking for a credit card that offers convenience, rewards, and flexibility, then you should consider applying for a paytm credit card. This is a credit card that is powered by HDFC Bank and Paytm, two of the most trusted names in the financial industry. In this blog post, we will explore some of the key features and benefits of this credit card, and how you can apply for it online in a few simple steps.

What is a paytm credit card?

A paytm credit card is a credit card that is issued by HDFC Bank in partnership with Paytm, India’s leading digital payments platform. This credit card allows you to enjoy the best of both worlds: the security and reliability of HDFC Bank, and the convenience and rewards of Paytm.

With this credit card, you can make online and offline purchases at millions of merchants across India and abroad, and earn cashback on every transaction. You can also use this credit card to pay your bills, recharge your mobile, book tickets, and more on the Paytm app or website. You can also access exclusive offers and discounts from Paytm and its partner brands.

What are the benefits of a paytm credit card?

A paytm credit card offers you a range of benefits that make it a smart choice for your financial needs. Some of the benefits are:

  • Up to 5% unlimited cashback: You can earn up to 5% cashback on every transaction that you make with this credit card. The cashback is credited to your Paytm wallet within 24 hours of the transaction. There is no limit on how much cashback you can earn in a month or a year.
  • No annual fee: You don’t have to pay any annual fee for this credit card. You only have to pay a one-time joining fee of Rs. 500, which is waived off if you spend Rs. 50,000 or more in the first year.
  • Flexible repayment options: You can choose from various repayment options for this credit card, such as EMI, balance transfer, or revolving credit. You can also convert your purchases into easy EMIs at attractive interest rates.
  • Free insurance cover: You get a free insurance cover of up to Rs. 2 lakh for accidental death or permanent disability due to an accident involving this credit card.
  • Lifestyle benefits: You can enjoy various lifestyle benefits with this credit card, such as complimentary lounge access at select airports, fuel surcharge waiver, dining privileges, travel offers, and more.

How to apply for a paytm credit card?

The application process for a paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • Fill in your personal and professional details, such as name, address, income, etc.
  • Upload your KYC documents, such as PAN card, Aadhaar card, etc.
  • Choose your preferred credit limit and repayment tenure.
  • Review and submit your application.

You will get an instant approval or rejection message on your screen. If approved, you will receive your physical credit card within 7 working days at your registered address.


A paytm credit card is a smart way to manage your finances and enjoy various benefits. It offers you convenience, rewards, flexibility, and security. You can apply for it online in a few simple steps and get instant approval. So what are you waiting for? Download the Paytm app today and apply for your paytm credit card now!

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